LoBoticsBank is an AI proprietary software using algorithm system, deep machine learning, data analytics, and over 35 years of commercial banking experience to assist you in obtaining a commercial loan, commercial real estate loan, commercial construction loan, or a SBA loan approval faster.  (We are NOT a bank.)

About Us

Commercial Loan Software

LoBoticsBank - a fintech company

Our Company's mission statement is to develop the latest AI software and advocate banking innovation at a faster pace.

LoBotics Banking will analyze and review your major loan request.  We will utilize the latest AI software with our algorithm system, deep machine learning, data analytics, data mining, and over 35 years of lending experience to recommend to you the best way to structure your major loan for approval.  We will streamline your major loan approval process to final loan decision in a matter of minutes.  No more waiting for weeks and months for a loan decision from a bank and hearing protracted excuses from your local banker or loan officer.  We will analyze the risks and current expected credit loss, and give you a loan rating on a scale of #1 to #5, and #1 grading being the "best" and highest loan rating.  We also work with your Premier Lenders and Major Financial Institutions with our proprietary AI software in reviewing, monitoring and maintaining their loan portfolio for FDIC examiners and bank's auditors.

"Social Distancing" has given LoBoticsBank a competitive-edge due to Covid-19 pandemic.  LoBoticsBank is not about "who you know" but "what you know"!  You don't need to be a VIP banking customer or a well-connected business borrower to a major bank or an established client with a banking relationship with a local community bank in order to get a PPP (Paycheck Protection Program) loan approval faster from your SBA lenders.  LoBoticsBank will level the banking playing field for all large and small businesses.

We can assist you with your PPP Application for a "Paycheck Protection Program" loan for your employees.  Here is a simple checklist of 5 back-up supporting documents required by your lenders or banks along with your completed and signed PPP Application form as follows:

          1)   2019 Federal Tax Return;

          2)  2019 Quarterly Payroll Tax Receipts (Form 941 for each 4 Quarters);

          3)  2019 W-2s for all employees;

          4)  2020 1st Quarter Payroll Tax Receipt and a summary of # employees and their 2020 monthly payroll amount before 02/29/2020;

          5)  3-month banking statements and cancelled checks for lease or rent payment and lease agreement, mortgage interest payment, and utilities billing statements, before February 29, 2020, if applicable.

If you submit the above supporting documents and completed, initial, and signed the Paycheck Protection Application form (2 pages) to your local bank, then you should get a PPP loan approval from your lender.  Please email to me your "success stories" in getting a PPP loan in support for your employees.  Stay Safe and Stay Healthy!

LoBotics Banking Software Solution

Products / Brands

LoBotics Banking software

Commercial Loan Bot

Commercial Real Estate Loan Bot

Construction Loan Bot

SBA Loan Bot


LoBot Real Estate

LoBot Insurance

LoBot Doctor

Banking Software Solution

How fast can your lender and bank approve your loan request?

LoBotics Banking is the loan committee for your major loan request.  It will give you the probability from less than 50% to as high as 95% in loan approval by any banks.  This is the ultimate credit risk analysis for your next loan request.  Do you know what are your chances to getting your loan approved?

LoBotics Banking is an user-friendly software, which can process, analyze, review, and monitor credit risks and banking regulatory requirements better than any junior loan officers at your local bank.  There is no need to shop around for banks anymore.  Time is money so no more wasting valuable time with your human loan officer.  Just way too slow in making a loan decision and you are frustrated in submitting endless amount of paper work and financial documents to try to satisfy your friendly loan officer.  Now is the time to start using LoBotics Banking for your next major loan request.

Banking Intelligence at its Best.

As we develop and fine tune our proprietary banking software in the future, you can invite any members - premier lenders / financial institutions and banking examiners and regulators into your secured portal - cloud computing server to review your loan request or existing loan portfolio, financial information, tax returns, banking statements, FICO scores, executed loan documents, appraisal report, general contractor's construction contract agreement, architect's set of blue prints approved and stamped by the City, Phase 1 environmental site assessment report, soil and engineering report, final building permits, site inspection reports, fund control disbursement agreement, and all updated documents from the borrower are uploaded and stored in our cloud computing platform.

(All loan information required to evaluate your new major loan request or existing loan portfolio are stored in the Cloud Storage Security with zero-knowledge encryption and updated on real-time and integrated into a single banking platform - cloud computing.  Log-in to the banking platform is done by biometrics utilizing either facial recognition, eyeris detection, voice identification, and/or fingerprint verification.)

LoBotics Banking proprietary AI software also can assist the loan officer and your friendly local bankers in processing and underwriting your loan request more efficiently.  LoBotics Banking's ultimate goal is to replace the number of loan officers required for originating new loans and the army of loan officers required to manage and maintain your current loan portfolio.   Banking Automation is here.  LoBotics Banking can assist your loan officers in monitoring loan covenants and conditions, insurance coverage before expiration, financial ratios requirement, cash flow analysis, delinquent payments, loan maturity past due, debt service coverage ratio (DSCR), current loan-to-value ratio (LTV), potential loan risk downgrade, Bank Secrecy Act (BSA), current expected credit loss (CECL), and your syndication loans.  Keeping your loan tickler system current is a "MUST" with bank examiners/auditors and FDIC banking regulators.  All banking regulations are monitored and managed more efficiently and more cost effective for your financial institution.

LoBotics Banking and LoBoticsBank are trademark for its proprietary software program and SaaS platform plus mobile app using data analytics and algorithm system, as well as its Artificial Intelligence (AI) to revolutionize the banking industry and to change the attitude of loan officer's poor banking service, and to improve the cost effectiveness and efficiency of a loan officer's job duties and job functions versus human loan officer at any banks and financial institutions.  This is the future of digital banking and mobile payment coming soon.  Our banking platform will revolutionize and change the way we do banking in the future.

We have created the cutting-edge technology to outperform any human loan officers in the World!

Contact Us

Ask us about our software licensing agreement.

Adapt or Die

LoBotics AI Inc.

1702 Fair Oaks Avenue, Suite #C, South Pasadena, CA 91030

(626) 360-9670



09:00 am – 05:00 pm


09:00 am – 05:00 pm


09:00 am – 05:00 pm


09:00 am – 05:00 pm


09:00 am – 05:00 pm